Selected Publications of James R. Barth
"Measure It, Improve It: Bank Regulation and Supervision in 180 Countries 1999-2011" (with Gerard Caprio, Jr. and Ross Levine), Milken Institute Research Report, April 2013.
"Breaking (Banks) Up is Hard to Do: New Perspective on 'Too Big To Fail'" (with Apanard (Penny) Prabha), Milken Institute Research Report, February 2013.
"Bank Regulation and Supervision in 180 Countries from 1999 to 2011" (with Gerard Caprio, Jr. and Ross Levine), Wharton Financial Institutions Center, January 2013.
"The Evolution and Impact of Bank Regulations" (with Gerard Caprio, Jr. and Ross Levine), World Bank Policy Research Working Paper, December 2012.
"Restructuring the U.S. Housing Market" (with Franklin Allen, and Glenn Yago), Restructuring Financial Infrastructure to Speed Recovery, Brookings-Nomura-Wharton Conference on Financial Markets, October 26, 2012.
"Should We Impose Even Higher Taxes on U.S. Banks? " (with Nan (Annie) Zhang), Milken Institute Blog, October 26, 2012. ()
"U.S. Debt and Deficits: Time to Reverse the Trend" (with Tong (Cindy) Li), Economic Affairs, October 2012.
"Adios Espana! The Talent Outflow From Spain" (with I-Ling Shen), Real Clear Markets, October 4, 2012.
"Just How Big is the Too-Big-To-Fail Problem? " (with Apanard (Penny) Prabha, and Phillip Swagel), Journal of Banking Regulation, Volume 13, 4, 265-299, 2012. Also published as Milken Institute Current Views, March 2012.
"Let's Make Financial Regulators Work For Us" (with Gerard Caprio and Ross Levine), Real Clear Markets, April 5, 2012.
"Private Finance Is Needed to Fix Housing" (with Glenn Yago), Real Clear Markets, March 1, 2012. (
"Industrial Loan Companies: Where Banking and Commerce Meet, " (with Yuan-Hsin Chiang, Li Li, Tong Li and Apanard Prabhavivadhana), Financial Markets, Institutions and Instruments, Volume 10, Number 1, 2012.
"Greece's 'Unpleasant Arithmetic': Containing the Threat to the Global Economy, " (with Tong Li and Apanard Prabhavivadhana), Global Economy Journal, Volume 11, Issue 4, 2011.
"Industrial Loan Companies: Supporting America's Financial System," (with Tong Li, Apanard Angkinand, Yuan-Hsin Chiang and Li Li), Milken Institute Research Report, April 2011.
"Spillover Effects from the U.S. Financial Crisis: Some Time-Series Evidence from National Stock Returns," (with Apanard Angkinand, and Hyeongwoo Kim), The Financial and Economic Crises: An International Perspective, edited by Benton Gup, Edward Elgar Publishing, 2010.
"WTO Commitments vs. Reported Practices on Foreign Bank Entry and Regulation: A Cross-Country Analysis," (with Juan Marchetti, Daniel Nolle, and Wanvimol Sawangngoenyuang), Oxford Handbook in Banking, edited by Allen Berger, Phil Molvenux, and John O.S. Wilson, 2010.
"Cross-border Bank Mergers and Acquisitions: What Pulls and Pushes Bank Together?" in 2010 American Institute of High Education 4th International Conference-Proceedings, Volume 3, Number 1, March 2010.
"Bank Regulation in the United States," (with Tong Li and Wenling Lu), CESifo Economic Studies, Vol. 56, 2010.
"The Financial Crisis: How Did We Get Here and Where Do We Go Next? New Evidence on How the Crisis Spread among Financial Institutions," (with Tong Li, Wenling Lu, and Glenn Yago), in Lessons from the Financial Crisis: Causes, Consequences, and Our Economic Future, edited by Robert Kolb, John Wiley & Sons, Inc., 2010.
"Global Banking Regulation and Supervision: What Are the Issues and What Are the Practices?" (with Jie Gan and Daniel E. Nolle), Nova Science Publishers, Inc., 2009.
"Views and Insights on the Global Financial Crisis," in Lombard Street, Special Meltdown Edition, September 24, 2009.
The Rise and Fall of the U.S. Mortgage and Credit Markets: A Comprehensive Analysis of the Meltdown, with Tong Li, Wenling Lu, Triphon Phumiwasana, and Glenn Yago, John Wiley & Sons, 2009.
China's Emerging Financial Markets: Challenges and Opportunities, edited with John A. Tatom and Glenn Yago, Springer, 2009.
"China: The Transformation from an Emerging Economy to a Global Powerhouse," with Gerard Caprio, Jr., and Triphon Phumiwasana, in China's Emerging Financial Markets: Challenges and Opportunities, edited by James R. Barth, John A. Tatom, and Glenn Yago, Springer, 2009.
"The U.S. Subprime Mortgage Crisis and Bank Losses," with Tong Li, Triphon Phumiwasana and Glenn Yago, in Towards a New Framework for Financial Stability, edited by David Mayes, Robert Pringle, and Michael Taylor, Central Banking Publications, January 2009.
"The U.S. Financial Crisis: Credit Crunch and Yield Spreads," with Tong Li and Triphon Phumiwasana, RBS Reserve Management Trends 2009, edited by Robert Pringle and Nick Carver, Central Banking Publications Ltd.
"Behind the US Subprime Mortgage Crisis" with Tong Li, Triphon Phumiwasana, and Glenn Yago, in Towards a New Framework for Financial Stability, edited by David Mayes, Robert Pringle, and Michael Taylor, Central Banking Publications, January 2009.
"Corruption in Bank Lending to Firms: Cross-Country Micro Evidence on the Beneficial Role of Competition and Information Sharing," with Chen Lin, Ping Lin and Frank M. Song, Journal of Financial Economics, March 2009.
"Bank Regulations are Changing: For Better or Worse?" with Gerard Caprio, Jr. and Ross Levine, Comparative Economic Studies, 2008.
"Competition in the Financial Sector: Challenges for Regulation," in Competition in the Financial Sector, Proceedings of the G-20 Workshop, Bali, Indonesia, 2008.
"Deleveraging Can Save Jobs: A simple change in tax policy would make it easier for companies to retire debt," with Michael Klowden and Glenn Yago, Op-Ed, Wall Street Journal, December 17, 2008.
"Ask the Econ Pro," in DSNews, December 2008.
"Bank Regulation in the United States," with Triphon Phumiwasana and Wenling Lu, in CESifo DICE Report, Vol. 6, No. 3, 2008.
"Reassessing the Rationale and Practice of Bank Regulation and Supervision around the Globe After Basel II," with Gerard Caprio, Jr. and Ross Levine, in Current Developments in Monetary and Financial Law, International Monetary Fund, 2008.
"The Microeconomic Effects of Different Approaches to Bank Supervision," with Gerard Caprio, Jr. and Ross Levine, in Political Institutions and Financial Development, edited by Stephen Haber, Douglas C. North, and Barry R. Weingast, Stanford University Press, 2008.
"Banking Industry in Alabama," with John S. Jahera, on the website Encyclopedia of Alabama, 2008. http://www.encyclopediaofalabama.org/face/Home.jsp.
"A Cross-Country Assessment of Bank Risk-Shifting Behavior," with Mark Bertus, Jiang Hai, and Triphon Phumiwasana, Review of Pacific Basin Financial Markets and Policies, Vol. 11, No. 1, March 2008.
"Perspectives on the Subprime Market," with Tong Li, Triphon Phumiwasana, and Glenn Yago, Milken Institute Report, January 2008.
"Capital Access Index 2007 - Best Markets for Business Access to Capital," with Tong Li, Wenling Lu, Triphon Phumiwasana, and Glenn Yago, Milken Institute Research Report, January 2008.
"Banking Reforms in China: Catalyzing the Nation's Financial Future," with Rob Koepp, and Zhongfei Zhou, in Banking Reforms in China: Changing Horizon, edited by Asis Kumar Pain, and Nirbachita Karmakar, The Icfai University Press, 2008.
Rethinking Bank Regulation Till Angels Govern, (Chinese Translation) with Gerard Caprio, Jr. and Ross Levine, China Financial Publishing House, 2008.
"A Short History of the Subprime Mortgage Market Meltdown," with Tong Li, Triphon Phumiwasana, and Glenn Yago, GH Bank Housing Journal, Vol 2, No. 2, 2008.
"Despite Foreclosures, Subprime Lending Increases Homeownership," with Tong Li, Triphon Phumiwasana, and Glenn Yago, GH Bank Housing Journal, Vol 2, No. 2, 2008.
"Surprise: Subprime Mortgage Products Are Not the Problem!" with Tong Li, Triphon Phumiwasana, and Glenn Yago, GH Bank Housing Journal, Vol 2, No. 2, 2008.
"Mortgage Market Turmoil: The Role of Interest-Rate Resets," with Tong Li, Triphon Phumiwasana, and Glenn Yago, GH Bank Housing Journal, Vol 2, No. 2, 2008.
"Stumbling Blocks to Entrepreneurship in Low- and Moderate-Income Communities," with Glenn Yago and Betsy Zeidman, in Entrepreneurship in Emerging Domestic Markets, edited by Glenn Yago, James R. Barth and Betsy Zeidman, Springer, 2008.
Do We Know about the Performance and Risk of Hedge Funds,"
"Economic Impacts of Global Terrorism: From Munich to Bali," with Tong Li, Don McCarthy, Triphon Phumiwasana and Glenn Yago, in Terrorism: Global Economic Impact, edited by E. Mrudula, The Icfai University Press, 2007.
"The Role of Banks in Global Mergers and Acquisitions," with Triphon Phumiwasana, and Keven Yost, The Chinese Banker, June 2007.
"China's Financial System: The Perils of Riding the Wave," with Gerard Caprio, The Milken Institute Review: A Journal of Economic Policy, Third Quarter 2007.
Governance and Bank Performance: Across-Country Analysis, "
Financial Restructuring and Reform in Post-WTO China, coedited with Douglas Arner, Berry Hsu, Wei Wang and Zhou Zhongfei, Kluwer Law International, 2007.
"On Hedge Funds,"
Rethinking Bank Regulation: Till Angels Govern, with Gerard Caprio, Jr. and Ross Levine, Cambridge University Press, 2006.
on China's Banking Laws under the WTO,"
Banking: Do Countries' WTO Commitments March Actual Practices?"
and Challenges in Asian Bond Markets, "
Banking Regulation & Supervision: What Are the Issues and What Are the
Banks: What Really Works,"
Primer on Finance, Growth, and Regulation,"
Foreign Conquest of Latin American Banking: What Happened and Why,"
Cross Country Analysis of External Governance and Bank Profitability,"
The Savings and Loan Crisis: Lessons from a Regulatory Failure, with Susanne Trimbath, and Glenn Yago, Kluwer Academic Publishers, 2004.
"Capital Access Index 2004: Emerging Growth in Asian Bond Markets," with Cindy Lee, Don McCarthy, Triphon Phumiwasana, Sunny Zhitao Sui and Glenn Yago, Policy Brief, 37, Milken Institute, April 2004.
"Comparative International Characteristics of Banking," with Gerard Caprio, Jr. and Daniel E. Nolle, Office of the Comptroller of the Currency, Economics and Policy Analysis Working Paper 2004-1, January 2004.
"Global Trends i n Bank Regulatory and Supervisory Environment," with Jie Gan and Daniel E. Nolle, Reforms and Innovations in Bank Management, Duk-Hoon Lee and Gill-Chin Lim, editors, Seoul, Korea: Nanam Publishing House, 2004.
"A Cross-Country Analysis of the Bank Supervisory Framework and Bank Performance," with Daniel E. Nolle, Triphon Phumiwasana, Glenn Yago, Financial Markets, Institutions & Instruments,12(2), 2003.
"Before the Enron Collapse: What Corporate CFOs Around the World Said About the Status of Accounting and Disclosure Practices ," with Susanne Trimbath and Glenn Yago, Review of Pacific Basin Financial Markets and Policies, 2003.
"An International Comparison and Assessment of the Structure of Bank Supervision," with Luis G. Dopico, Daniel E. Nolle, and James A. Wilcox, Financial Regulation: A Guide to Structural Reform, Jan-Juy Lin and Douglas Arner, editors, Hong Kong: Sweet & Maxwell, 2003.
"Choosing Regulations that Work," with Gerard Caprio, Jr. and Ross Levine, Financial Regulator, 6 (3), 2002.
"Bank Safety and Soundness and the Structure of Bank Supervision: A Cross-Country Analysis," with Luis G. Dopico, Daniel E. Nolle, James A. Wilcox, International Review of Finance,3(3-4), 2002.
"The Regulation and Supervision of Banks Around the World: A New Database," with Gerard Caprio, Jr. and Ross Levine, Brookings-Wharton Papers on Financial Services, Washington, D.C.: Brookings Institution Press, 2001.
"Choosing the Right Financial System for Growth," with Daniel Nolle, Hilton Root and Glenn Yago, Journal of Applied Corporate Finance, 13(1), 2001.
"Banking Systems Around the Globe: Do Regulation and Ownership Affect Performance and Stability?" with Gerard Caprio, Jr., and Ross Levine, Prudential Supervision: What Works and What Doesn't, Frederic Mishkin, editor, Chicago: University of Chicago Press, 2001.
Restructuring Regulation and Financial Institutions, with R. Dan Brumbaugh, Jr., and Glenn Yago, editors, Kluwer Academic Publications, 2000.
"The Repeal of Glass-Steagall and the Advent of Broad Banking," with R. Dan Brumbaugh Jr. and James A. Wilcox, Journal of Economic Perspectives, 14(2), Spring 2000.
"Cross-Country Evidence on Banking Crises: Do Financial Structure and Bank Regulation Matter?" with Steven B. Caudill Thomas Hall and Glenn Yago, Bank Fragility and Regulation: Evidence from Different Countries, George Kaufman, editor, v.12, Elsevier Science Inc., 2000.
"Commercial Banking Structure, Regulation, and Performance: An International Comparison," with Daniel E. Nolle and Tara N. Rice, Modernizing Financial Systems, D. B. Papadimitriou, editor, Macmillan Press and St. Martin's Press, 2000.
"Thrift Conversions and Windfall Profits: An Empirical Examination, " with Gene R. Pettigrew, Daniel E. Page and John S. Jahera, Jr., Journal of Real Estate Finance and Economics, 1999.
"The Value of Tax Benefits and the Cost of Liquidating Versus Selling Failed Thrift Institutions," with Philip F. Bartholomew and Peter J. Elmer, Journal of Economics and Finance, 21 (2), 1997.
"Development and Evolution of National Financial Systems: An International Perspective," with R. Dan Brumbaugh, Jr. Latin American Studies Association Meeting, Guadalajara, Mexico, 1997.
"The Condition and Regulation of Madison Guaranty Savings and Loan Association in the 1980's: A Case Study of Regulatory Failure," with R. Dan Brumbaugh, Jr., Research in Financial Services: Private and Public Policy, George G. Kaufman, editor, JAI Press, 1996.
"A Tobit Analysis of Determinants of Geographic Differentials in the Commercial Bank Closing Rate in the United States," with Richard J. Cebula and Willie J. Belton, Jr., International Review of Economics and Business, October-November, 1995.
"Risk-Based Capital Requirements: Informational and Political Implications," with R. Dan, Brumbaugh Jr., Global Risk Based Capital Regulations, Volume 1: Capital Adequacy, Charles A. Stone and Anne Zissu, editors, New York: Irwin Professional Publishing, 1994.
"'Windfall' Gains in Mutual-to-State Conversion of Thrift Institutions?" with R. Dan Brumbaugh, Jr. and Allan W. Kleidon), Challenge: The Magazine of Economic Affairs, July-August 1994.
The Future of American Banking, with R. Dan Brumbaugh and Robert E. Litan, Armonk, NewYork, M.E. Sharpe, 1992.
The Reform of Federal Deposit Insurance: Disciplining the Government and Protecting Taxpayers, with R. Dan Brumbaugh, New York, HarperBusiness, 1992.
Research in International Business and Finance: Emerging Challenges for the International Financial Services Industry, with Philip F. Bartholomew, editors, Stamford, CT, JAI Press, 1992.
"The Thrift Industry Crisis: Revealed Weaknesses in Deposit Insurance and Regulation," with Philip Bartholomew, The Reform of Deposit Insurance: Disciplining the Government and Protecting Taxpayers, co-edited with R. Dan Brumbaugh, Jr., Harper Business Publishing Co., 1992.
The Great Savings and Loan Debacle, Washington, DC, American Enterprise Institute, 1991.
"Moral Hazard and the Thrift Crisis: An Analysis of 1988 Resolutions," with Philip Bartholomew and Carol Labich, Consumer Finance Law Quarterly Report, Winter 1990.
"The Determinants of Thrift Institution Resolution Costs," with Philip Bartholomew and Michael G. Bradley, Journal of Finance, July 1990.
"Thrift Institution Failures: Estimating the Regulator's Closure Rule," with R. Dan Brumbaugh, Jr., Daniel Sauerhaft and George Wang, Research in Financial Services, George G. Kaufman, editor, JAI Press, 1989.
"Government Debt, Government Spending, and Private Sector Behavior: Comment," with George Iden and Frank Russek, American Economic Review, December 1986.
"A Time Series Analysis of the Relationship between the Capital Stock and Federal Debt," with Frank Russek and George Wang, Journal of Money, Credit, and Banking, November 1986.
"Benefits and Costs of Legal Restrictions on Personal Loan Markets," with Joseph Cordes and Anthony Yezer, Jou rnal of Law and Economics, October 1986.
"Insolvency and Risk-Taking in the Thrift Industry: Implications for the Future," with R. Dan Brumbaugh, Jr., Daniel Sauerhaft, and George Wang, Contemporary Policy Issues, Fall 1985.
"Thrift-Institution Failures: Causes and Policy Issue," with R. Dan Brumbaugh, Jr., Daniel Sauerhaft, and George Wang, Bank Structure and Competition, Federal Reserve Bank of Chicago, 1985.
"The Effect of Government Regulations on Personal Loan Markets: A Tobit Estimation of a Microeconomic Model," with Padma Gotur, Neela Manage, and Anthony Yezer, Journal of Finance, September 1983.
"An Analysis of Information Restrictions on the Lending Decisions of Financial Institutions," with Joseph Cordes and Anthony Yezer, Economic Inquiry, July 1983.
"FHA Mortgage Insurance and High Risk Mortgage Lending: Some Lessons for Policy," with Joseph Cordes and Anthony Yezer, Housing Finance Review, April 1983.
"Criteria for Compensating When the Government Harms," with Joseph Cordes and Robert Goldfarb, What Role for Government? Lessons from Policy Research, Richard Zeckhauser and Derek Leebaert, editors, Duke University Press, 1983.
"Assessing the Impact of Varying Economic Conditions on Federal Reserve Behavior," with Robin Sickles and Philip Wiest, Journal of Macroeconomics, Winter 1982.
"The Rational Expectations Approach to Economic Modeling," with P.A.V.B. Swamy and Peter Tinsley, Journal of Economic Dynamics and Control, May 1982.
"A Primer on Budget Deficits," with Stephen Morrell, Economic Review, Federal Reserve Bank of Atlanta, August 1982.
"The Costs of Slowing Inflation: Four Views," Economic Review, Federal Reserve Bank of Atlanta, January 1982.
"The Reagan Program for Economic Recovery: Economic Rationale," (A Primer on Supply-side Economics), Economic Review, Federal Reserve Bank of Atlanta, September 1981.
"The Efficacy of Bond-Financed Fiscal Policy," with James Bennett, Manuel Johnson, and Richard Sines, Public Finance Quarterly, July 1980.
"Financial Institution Regulations, Redlining and Mortgage Markets," with Joseph Cordes and Anthony Yezer, The Regulation of Financial Institutions, Federal Reserve Bank of Boston, May 1980.
"Substitutability, Complementarily, and the Impact of Government Spending on Economic Activity," with Joseph Cordes, Journal of Economics and Business, Spring/Summer 1980.
"Optimal Financial Disclosure With and Without SEC Regulation," with Joseph Cordes, Quarterly Review of Economics and Business, Spring 1980.